Irvine, CA
|

Hours: Mon-Fri 8am – 5pm PST

  • Why Our Loans?
  • Loans
    • Personal
    • Mortgage
    • Business
    • Student
  • About
    • About Us
    • Rates, Terms, & Licenses
    • Terms of Use
    • Privacy Policy
  • Contact
  • FAQs
  • Blog
877-662-6071

Why Our Loans

Posted on Tuesday, December 8th, 2020

There are many companies providing loans out there. How do you decide which one best suits your requirements? There are a variety of reasons why We Lend USA may be the right choice for you.

No Collateral? No Sweat

We specialize in unsecured personal loans, which means you do not need to own a car or a house to qualify. We review your application and offer various loan products based on your income, current debt, and history of payments. We believe you should get access to the cash needed to live a better life.

Make Your Life Easier with a Single Debt Consolidation Loan

Are you faced with a pile of credit card bills every month that have double-digit interest rates? You can streamline your monthly payments by combining all those high-interest accounts into a single debt consolidation loan at a lower rate. You save time. You save money. And you can finally make a real dent in reducing your overall debt.

A Simple Application Process that Saves You Time and Frustration

Our specialists will help you complete an initial loan inquiry. You only need your name, tax identification number, address, and email to determine what loan offers are available to you. For final approval, you may need to provide banking, employment, and other current loan information. Everything is designed to work around your busy life. We are here when it is most convenient for you, so no need for an appointment.

Check Out Our Rates and Loans without Impacting Your Credit Score

You may have heard that even checking out loan offers can negatively impact your credit score. Here at We Lend USA, we do not submit a hard inquiry to the credit agencies because you would like some necessary information. Your credit score is not affected until you sign the contract to close on your new personal loan. By filling out the Checking Your Rate online application, you receive a list of all the loans that you could be eligible to receive. You get options and information delivered to your inbox.

Help When Finding a Loan that Matches Your Needs

Not everybody has a great or even a good credit score. Even if you don’t qualify for our low-interest rate personal loans, we will help you find a lender that can work with your budget and credit score. Best of all, once you approved for one of our loans, you can have the money electronically deposited within 48 hours into your account.

Ultimately, the only thing holding you back from financial freedom is hesitation. Pick up the phone and call We Lend USA at (855) 546-1729 and connect immediately with one of our friendly loan representatives. If you have no time to talk, fill out the Contact Form, and we can complete the entire process online.

Previous Post
Debt Consolidation
Next Post
Homes In Indiana, Louisiana, Oklahoma, and New Mexico

Recent Posts

  • Homes in California, Georgia, and Texas Tuesday, December 8th, 2020
  • Homes In Indiana, Louisiana, Oklahoma, and New Mexico Tuesday, December 8th, 2020
  • Why Our Loans Tuesday, December 8th, 2020
  • Debt Consolidation Tuesday, December 8th, 2020
  • Recovering Financially in 2021 Friday, October 30th, 2020

Categories

  • Business (5)
  • Covid-19 (5)
  • Credit (16)
  • Finances (33)
  • Mortgage (6)
  • Student (1)

© 2025 WE LEND USA – All Rights Reserved.

Additional Links

  • Rates, Terms, & Licenses
  • Terms of Use
  • CCPA Service Provider Addendum
  • Privacy Policy
  • Do Not Sell Request
  • CCPA Consumer Access/Deletion Request
  • CCPA Privacy Policy Notice

Contact

877-662-6071

*This offer is for a business, mortgage, or unsecured personal loan referred or offered by We Lend USA, LLC®. All business and mortgage loan requests submitted through We Lend USA, LLC® are funded by a third party.

We Lend USA, LLC® may be unable to extend credit if, after you respond to this offer, the lender determines that you no longer meet the criteria used to select you for this offer. This offer may be accepted only by the person identified in this letter. We Lend USA, LLC® may request verification of income and employment from your employer(s), and your credit report to verify your credit and identity. Upon request, you will be informed of the name and address of the credit bureau furnishing such report. Self-employed or commissioned applicants may be asked for the past two years of income tax filings. Alimony, child support or separate maintenance income need not be disclosed if you do not wish us to consider it as a basis for repayment. If your response is received after the expiration date, or if the name and address on this offer differ from the information you provide to us, we will treat your response as an application for credit that was not prescreened. Duplicate offers and acceptances are void. This service and qualified participating lenders are not available in all states. After your response to this offer has been forwarded to a participating lender, any questions or concerns should be directed to the participating lender. Participating lenders may perform additional credit checks with consumer reporting agencies or other third-parties. This service does not constitute an offer or solicitation for loan products which are prohibited by any state law. This service and offer are void where prohibited.

We Lend USA, LLC® is a licensed lender and loan broker that organizes research and information in order to present you with relevant available loan options for your consideration. We Lend USA, LLC® does not endorse or recommend any particular lender or loan offer.
All personal loans will be fulfilled and funded via our preferred network of third-party lenders, with whom you will deal directly throughout the application process. Your loan application and loan agreement will clearly identify the lender; you should contact your lender directly if you have any specific questions concerning your chosen loan product. For detailed information concerning We Lend USA, LLC.’s licensing information please visit www.welendusa.com/rates-terms-and-licenses.

Interest rates vary. Loan terms range from 24–60 months. Interest rates range from 5.99% to 34.5% (10.18% and 37.36% APR). A non-refundable loan origination Fee of 1.99%-4.99% of the loan amount may apply where permitted by law, otherwise We Lend USA, LLC® does not charge you for its services. There is no down payment and there is never a pre-payment penalty.

La información, los términos y las condiciones de esta oferta están disponibles en español a pedido

License Number: 60DBO-65920. For detailed information concerning We Lend USA, LLC’s licensing information please visit www.welendusa.com/rates-terms-and-licenses.

We will never discriminate on the basis of race, color, religion, sex, marital status, national origin or ancestry.

NMLS #1570007 200 W Palmetto Park Rd, Ste 201 Boca Raton, FL 33432

*Para ver informacion importante sobre terminos y condiciones en Español, por favor presione aqui.

We use cookies on our website to give you the most relevant experience by remembering your preferences and repeat visits. By clicking “Accept”, you consent to the use of ALL the cookies.
Cookie settingsACCEPT
Privacy & Cookies Policy

Privacy Overview

This website uses cookies to improve your experience while you navigate through the website. Out of these cookies, the cookies that are categorized as necessary are stored on your browser as they are essential for the working of basic functionalities of the website. We also use third-party cookies that help us analyze and understand how you use this website. These cookies will be stored in your browser only with your consent. You also have the option to opt-out of these cookies. But opting out of some of these cookies may have an effect on your browsing experience.
Necessary
Always Enabled
Necessary cookies are absolutely essential for the website to function properly. This category only includes cookies that ensures basic functionalities and security features of the website. These cookies do not store any personal information.
Non-necessary
Any cookies that may not be particularly necessary for the website to function and is used specifically to collect user personal data via analytics, ads, other embedded contents are termed as non-necessary cookies. It is mandatory to procure user consent prior to running these cookies on your website.
SAVE & ACCEPT